What Is An Online Loan, And What Can It Do For Me?
Online loans provide quick, easy access to emergency cash when you need it. When you need cash to cover surprise
expenses, online loans can be an easy, confidential, and fast alternative.
Life is unpredictable. Unfortunately, life's little surprises rarely come when our bank accounts or budgets are
ready for them. We've all been dealt the medical emergency, the major car repair, or even the unusually high
utility bill we hadn't expected. Great Plains Lending offers plain and simple online loans that help people just
like you to cope with life's unpredictable financial surprises. You can apply online in confidence through our
safe, secure, and confidential website, get an answer in minutes, and get cash in your checking account as soon as the
next banking day. Great Plains Lending provides a number of additional benefits to make your online loan as
hassle-free and easy as possible:
No penalties for early pay-off.
At Great Plains, you can pay off your online loan in installments over time, or you can pay your total balance
due at any time with zero penalties. As opposed to most banks and other financial institutions, we allow and
frankly encourage you to pay your loan off early to reduce your overall finance charges. Plain and simple pricing
and terms means no hidden fees or penalties for early repayment. You pay interest only for the time period that
your loan is outstanding.
Loan payments are due when you get paid.
If you're concerned about bills coming due too soon before your next payday, you can rest easy. Your
Great Plains online loan repayment schedule is structured so your loan payment due date
aligns with your pay date. For example, if you are paid every two weeks, your loan payment will be due bi-weekly.
If you are paid monthly, your loan payment is due once per month.
Great Plains also allows you to set up automatic payments from your checking account to
ensure that each of your payments is paid on time. With an online loan from Great Plains,
there's no need to remember due dates, write checks or worry about your payment getting delivered on time by regular
mail. Just think of all the money you'll save on postage! We make your loan repayment even more effortless by
sending you a timely reminder e-mail before each payment comes due.
How much will my payments be, and what about the repayment terms?
Your regular payment amount depends on your total loan amount, your interest rate and your loan repayment schedule
(i.e. weekly, biweekly, monthly, etc.). The loan amount, interest rate and charges associated with your loan are
determined by your credit, factors from your application, and your payment history.
We have developed systems to make managing the repayment of your online loan convenient and affordable. For example,
since we align your loan payment due dates with your pay dates, you should never get stuck trying to make a payment
between paychecks. Whether you are paid bi-weekly or monthly, we will establish payment due dates at the time you
are paid to make managing your loan repayment schedule easy and convenient.
What if my credit score is not great?
You're not alone. If you are like many people who take advantage of online loans, you may have a less than perfect
credit score. You may still be approved for an online loan from Great Plains. To qualify
for an online loan, you do not have to be employed - but must have a reliable source of income. And, as you
build a successful loan payment history, you can qualify for larger loan amounts in the future.
Is applying for a Great Plains online loan safe?
Yes, the Great Plains Lending online loan application process is 100% secure and confidential.
Great Plains is committed to safeguarding your privacy. Personal information you provide
to us is protected using the latest technologies. A VeriSign secure sockets layer (SSL) certificate ensures that your
personal financial information is transmitted securely when you apply for an online loan on our website.
Even with the extensive security precautions Great Plains implements to protect your personal
information, maintaining confidentiality is a multi-faceted responsibility. To maximize the security afforded by our
services, it is also important that you never share your secure account log in information and password.
What if I am not approved for the maximum loan amount I requested?
At Great Plains, first-time customers can get from $100 to $1,000 with their first loan.
If you do not initially obtain a loan for the full amount you had requested, we consider your payment history when you
apply for future loans. By simply making timely payments on your Great Plains loan, you can
build a solid payment history that will help you get approved for more substantial loans in the future.
Are you ready for your own online loan?