Our Commitment To Fairness
Fair lending policy statement
General policy statement
Great Plains Lending, LLC
("Great Plains") is providing you the following information in a manner consistent with principles
under United States federal law. It is the policy of
to make credit products and associated loan operations support services available to all qualified applicants without discriminating
on the basis of race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the
capacity to enter into a binding contract); the fact that all or part of the applicant's income derives from any public
assistance program; or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection
Great Plains' policy to treat all consumers consistently and fairly. The standard for all employees
is to provide service in a fair, equitable, and consistent manner.
is committed to making credit products and services available to diverse communities and customers on an equal opportunity
basis. This commitment is reflected in formal processes and systems designed to ensure compliance with fair lending requirements.
dedicates information and training resources in an ongoing effort to maintain a high level of employee awareness for providing
credit products and services in a fair, equitable, and consistent manner.
("us" or "we") to verify the information given in connection with this loan application, and you give us consent to obtain
information about you from a consumer reporting agency or other sources to verify all of the information you have provided
us, including past and/or current information. If there is any missing or erroneous information in or with your loan application
regarding your Bank Account (including without limitation your bank, bank routing number, or account number), you authorize
us to verify and correct such information.
will not engage in advertising practices or other outgoing communications that would discourage on a prohibited basis the
making or pursuing of an application for credit.
will provide notices of action taken on loan applications in a manner consistent with the principles of the Equal Credit
Opportunity Act and Federal Reserve Board Regulation B.
Credit reporting disclosure
We may make inquiries concerning your credit history and standing, and may report information concerning your performance
including, but not limited to, late payments, missed payments, or other defaults, to credit reporting agencies. Late payments,
missed payments or other defaults on your Loan may be reflected in your credit report.
Collection and use of bank account and other information about you
As part of our credit underwriting and information collection process, we will consider the bank account information provided by you
as eligible for us to process payments against, we may detect additional bank accounts under your ownership, and we also may collect
and consider information about you from non-credit reporting agency data providers and publicly available information about you.
Cookies and online advertising
To ensure we are publishing content customers need and want, www.greatplainslending.com
collects aggregated site visitation statistics using cookies. When someone visits
the web site, a cookie is placed on the customer's computer (if the customer accepts
cookies). We also advertise our products and services on other websites you might
visit. We may use certain third party vendors, including but not limited to, Google,
Microsoft, or Yahoo, to place our ads on other websites. These third parties may
use the cookies placed on your computer to show you advertisements for our services
(based on your prior visits to this website) on other internet websites. You can
their respective advertising opt-out pages. If you choose to not have your browser
accept cookies from the www.greatplainslending.com
web site, you will not be able to subscribe to the service offerings on the site.
Automatic logging of session data
We automatically log generic information about your computer and your computer's connection
to the Internet, which we call "session data". Session data consists of things such as device
information, IP address, operating system and browser software information, and the activities
conducted by the user while on our site. An IP address is a number that lets computers attached
to the Internet, such as our web servers, know where to send data back to the user, such as
the pages of the site the user wishes to view. We collect session data because it helps us
analyze such things as what items visitors are likely to click on most, the way visitors are
clicking through the site, how many visitors are surfing to various pages on the site, how long
visitors to the site are staying and how often they are visiting. It also helps us diagnose
problems with our servers and lets us better administer our systems. It is possible to determine
from an IP address a visitor's Internet Service Provider (ISP) and the approximate geographic
location of his or her point of connectivity. We also collect and use session data to help prevent
fraud or unauthorized use of our site. Session data is sometimes shared with third parties.
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The following are terms of a legal agreement (the "Agreement") between you and
that sets forth the terms and conditions for your use of this web site (the "Site"). This Site is being provided to you
expressly subject to this Agreement. By accessing, browsing and/or using this site ("Site"), you acknowledge that you have
read, understood, and agree to be bound by the terms of this Agreement and to comply with all applicable laws and regulations.
The terms and conditions of this Agreement form an essential basis of our bargain.
We reserve the right to amend this Agreement at any time and will notify you of any such changes by posting the revised
Agreement on the Site. You should check this Agreement periodically for changes. All changes shall be effective upon posting.
Your continued use of the Site after any change to this Agreement constitutes your agreement to be bound by any such changes.
We may terminate, suspend, change, or restrict access to all or any part of this Site without notice or liability.
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The copyright for all material on this Site, including without limitation the text, data, articles, design, source code,
software, photos, images and other information (collectively the "Content"), is held by
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or in any networked computer environment for any purpose, is prohibited without
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other server. Any unauthorized use of any Content on this Site may violate copyright laws, trademark laws, the laws of privacy
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You agree to use the Content and Site only for lawful purposes. You are prohibited from any use of the Content of Site that
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the "Great Plains'
trademarks") are trademarks, service marks or licensed brands of
Great Plains. Other company, product, and service names and logos used and displayed on this
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right to use any of the
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trademark, should be referred to
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This site may contain links to websites controlled or offered by third-parties (non-affiliates).
hereby disclaims liability for any information, materials, products or services posted or offered at any of the third-party
sites linked to this website. By creating a link to a third-party website,
does not endorse or recommend any products or services offered or information contained at that website, nor is
liable for any failure of products or services offered or advertised at those websites. Such third-party may have a privacy
policy different from that of
and the third-party website may provide less security than the
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TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND
DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION.
RESERVES THE RIGHT TO TERMINATE ANY OR ALL SITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO YOU. THIS SITE COULD
CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. USE OF THIS SITE IS AT YOUR OWN RISK.
Limitation of liability
IN NO EVENT WILL
BE LIABLE FOR ANY DAMAGES INCLUDING GENERAL, SPECIAL, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR ANY OTHER
DAMAGES, LOSSES OR EXPENSES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION) OF ANY KIND WHETHER IN
AN ACTION IN CONTRACT OR NEGLIGENCE ARISING OR RELATING IN ANY WAY TO THE USE OR INABILITY TO USE BY ANY PARTY OF THE CONTENT,
THE SITE OR ANY THIRD-PARTY SITE TO WHICH THIS SITE IS LINKED, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR,
OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF
GREAT PLAINS, OUR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES,
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THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. IF
THE FOREGOING LIMITATION IS FOUND TO BE INVALID, YOU AGREE THAT
GREAT PLAINS' TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION OF ANY KIND OR NATURE
SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW.
You agree to indemnify and hold harmless
from and against any and all claims, losses, expenses, demands or liabilities, including attorneys' fees and costs, incurred
in connection with any claim by a third party (including any intellectual property claim) arising out of (i) materials and
content you submit to, post to or transmit through the Site, or (ii) your use of the Site in violation of this Agreement
or in violation of any applicable law. You further agree that you will cooperate fully in the defense of any such claims.
reserves the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to
indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of
Monitoring of the site
has no obligation to monitor the Site; however, you acknowledge and agree that
has the right to monitor the Site electronically from time to time and to disclose any information as necessary or appropriate
to satisfy any law, regulation, or other governmental request, to operate the Site, or to protect itself or other users
of the Site.
All information submitted to
via this site shall be deemed and remain the property of
shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to
this site provides
through this Site.
shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the
entity having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained
herein shall be construed as limiting or reducing
Great Plains' responsibilities and obligation to customers in accordance with the
Use of personally identifiable information
Great Plains' practices and policies with respect to the collection and use of personally identifiable
information are governed by
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such
distribution or use would be contrary to local law or regulation. By offering this site and Content no distribution or solicitation
is made by
to any person to use the Site or Content in jurisdictions where the provision of the site and/or content is prohibited by
This Agreement is effective until terminated by
may terminate this Agreement at any time without notice, or suspend or terminate your access and use of the Site at any
time, with or without cause, in
Great Plains' absolute discretion and without notice. The following provisions of the Agreement
shall survive termination of your use or access to the Site: the sections concerning Indemnification, Disclaimer of Warranties,
Limitation of Liability, Waiver, Applicable Law and Dispute Resolution, and General Provisions, and any other provision
that by its terms survives termination of your use or access to the Site.
to enforce any of its rights under this Agreement shall not be construed as a waiver of those rights or any other rights
in any way whatsoever.
Applicable law and dispute resolution
This Agreement and all other aspects of your use of the Site shall be governed by and construed in accordance with the laws
of the Otoe-Missouria Tribe of Indians and, to the extent applicable, the laws of the United States. You agree that you will
in writing of any claim or dispute concerning or relating to the Site and the information or services provided through it,
a reasonable period of time to address it BEFORE bringing any legal action, either individually, as a class member or representative,
or as a private attorney general, against
This Agreement shall be subject to any other agreements you have entered into with
Certain sections or pages on the Site may contain separate terms and conditions of use, which are in addition to the terms
and conditions of this Agreement. In the event of a conflict, the additional terms and conditions will govern for those
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If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to
the fullest extent possible, and the remaining provisions of the Agreement shall remain in full force and effect.
may have been bound. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties
and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act
to modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved. Headings are for
reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.
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Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their
arrangement, is licensed by
unless otherwise indicated.
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Last Updated: March 27, 2013